Common law marriage - The myth

Louise Eccleston In today's society an increasing number of couples live together without getting married, which has been described as a common-law wife or husband. However legally there is no such thing as a common law relationship. Under the law of England and Wales there are no rights given to cohabiting couples unless they are married or civil partners (same sex couples). The major problems arise when one of you dies.

If you own property or a bank account jointly then these assets pass automatically to the surviving partner. Some life policies, if taken out jointly, will also do this.

Sadly, however, where one partner owns the house (or it could be a farm or business) and dies without a Will in place, the position is very different…

The estate will automatically pass to their next of kin, and this will depend on the deceased's family. If they have children then their children will be first in line to inherit; if not then their parents inherit everything. If both parents have already died then the next in line will be any brothers or sisters (or their descendants).

The most significant issue for co-habiting couples is the loss of control for the surviving partner. The only right you have is a claim through the courts for reasonable financial provision from the deceased's estate. The claim is against the next of kin and so the court will have to balance each party's competing interests. Only when this is settled, which may be many months after your partner's death, will your financial position be resolved.

The simple act of making a Will can make all the difference, which is why it is vital you speak to a specialist in our Wills, trusts and probate team.

  1. To find out more about Wills, and meet our Wills, trusts and probate team of expert solicitors, click here.
  2. Alternatively, if you would like to speak to a solicitor about your Will, contact the head of the department Louise Eccleston on 0844 346 3155 or email her for advice and assistance.
  3. For more information download our 'Why everyone should make a will' sheet.